Insurance Guides

Available insurance guides

• The most important life insurance decision you'll make is choosing between term and whole life. This comprehensive guide covers costs, benefits, and how to decide which is right for your family.
• Two very different approaches to enhancing Medicare — with very different tradeoffs. This guide walks through cost, provider freedom, extra benefits, and how to make the right choice for your health and lifestyle.
• Choosing health insurance doesn't have to be overwhelming. This step-by-step guide walks through every factor — premiums, deductibles, networks, and drugs — so you can make a confident decision.
• Final expense insurance is designed to cover funeral costs and end-of-life expenses so your family isn't left with unexpected bills. Here's everything you need to know in plain language.
• Short-term and long-term disability insurance protect your income if you can't work — but they cover different time periods and work very differently. Here's a complete comparison.
• New to health insurance? This plain-language guide explains what a premium, deductible, copay, coinsurance, and out-of-pocket maximum mean, and how provider networks affect what you pay.
• Life insurance can protect the people who depend on you. This plain-language guide explains how a policy works, the main types of coverage, how beneficiaries are named, and what affects your premium.
• Timing matters with health insurance. This guide explains Open Enrollment, Special Enrollment Periods, qualifying life events, and the documents to gather before you apply for coverage.