Illinois Insurance Coverage
Chime Insurance Group was built in Illinois, and no market is more personal to us. We help Illinois families navigate ACA enrollment through GetCoveredIllinois.gov, review Medicare Advantage options in the Chicago metro, and protect their loved ones with life insurance. Our advisors explain state regulations and Illinois-specific plan options.
Request an insurance quote or contact a licensed advisor.
Products available in Illinois
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
Illinois insurance information
GetCoveredIllinois.gov
Illinois Department of Insurance regulated. ACA plans available through GetCoveredIllinois.gov. Premium Tax Credits available based on income.
Licensed in Illinois. License number available upon request.
Frequently asked questions
What is the ACA marketplace in Illinois?
Illinois uses GetCoveredIllinois.gov as its state-based ACA marketplace. You can enroll during Open Enrollment (November 1 – January 15) or during a Special Enrollment Period if you have a qualifying life event.
When is Medicare open enrollment in Illinois?
Medicare Annual Enrollment Period (AEP) runs October 15 – December 7 nationwide. Illinois residents 65+ or with qualifying disabilities can review and change their Medicare plans during this time.
Does Illinois have Medicaid expansion?
Yes. Illinois expanded Medicaid under the ACA. Adults with income up to 138% of the Federal Poverty Level may qualify for Medicaid (called 'Illinois Medicaid' or 'AllKids/FamilyCare' for children).
How much does health insurance cost in Illinois?
Costs vary by plan, age, and income. However, many Illinois residents qualify for Premium Tax Credits that significantly reduce their monthly premium. Contact us for a free, personalized quote.
Can I get life insurance in Illinois with a health condition?
Some policies may offer simplified issue or guaranteed issue coverage, but requirements vary by policy and underwriting. An advisor can explain which options may fit your situation.