Maryland Insurance Coverage
Maryland has its own state-based ACA marketplace (Maryland Health Connection) and was an early adopter of ACA expansion. Our Maryland-licensed advisors help residents compare plans, apply for subsidies, and navigate one of the East Coast's most robust insurance markets. We also serve the significant senior population along the Chesapeake Bay corridor.
Request an insurance quote or contact a licensed advisor.
Products available in Maryland
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
Maryland insurance information
MarylandHealthConnection.gov
Maryland Insurance Administration regulated. ACA plans available through Maryland Health Connection. Maryland has a reinsurance program that reduces premiums.
Licensed in Maryland. License number available upon request.
Frequently asked questions
What is the Maryland health insurance marketplace?
Maryland uses its own state-based marketplace called Maryland Health Connection (marylandhealthconnection.gov). It offers ACA plans during Open Enrollment (November 1 – January 15) and during Special Enrollment Periods.
Does Maryland have Medicaid expansion?
Yes. Maryland expanded Medicaid. Adults with income up to 138% of the FPL may qualify for Maryland Medicaid. The program covers a broad range of services with minimal cost-sharing.
What Medicare options are available in Maryland?
Maryland residents have access to a wide range of Medicare Advantage and Medigap plans, particularly in the Baltimore metro and D.C. suburbs. Our advisors compare all plans available in your county.
Are health insurance premiums lower in Maryland due to reinsurance?
Maryland's reinsurance program helps lower premiums by reimbursing insurers for the highest-cost claims. This has contributed to lower benchmark premiums in recent years, making subsidies more accessible.
Can I get life insurance in Maryland if I am older or have health issues?
Some policies may offer simplified issue or guaranteed issue coverage, but requirements vary by policy, age, health history, and underwriting. An advisor can explain the options that may be available.