Michigan Insurance Coverage

Michigan has a varied ACA marketplace, and plan availability can differ between the Detroit metro, Grand Rapids, and other counties. Michigan also expanded Medicaid through the Healthy Michigan Plan, giving eligible low-income adults access to coverage. Our licensed Michigan advisors help families review available options.

Request an insurance quote or contact a licensed advisor.

Products available in Michigan

  • Life Insurance (Term, Whole, Universal)
  • Health Insurance (ACA Marketplace)
  • Medicare Advantage & Supplement Plans
  • Final Expense Insurance
  • Disability Insurance

Michigan insurance information

HealthCare.gov

Michigan Department of Insurance and Financial Services regulated. ACA plans available through HealthCare.gov. Michigan expanded Medicaid (Healthy Michigan Plan).

Licensed in Michigan. License number available upon request.

Frequently asked questions

What is the Healthy Michigan Plan?

The Healthy Michigan Plan is Michigan's Medicaid expansion program. Adults ages 19–64 with income up to 133% of the FPL (effectively 138% with the income disregard) may qualify for free or low-cost coverage.

What health insurance plans are available in Michigan?

Michigan plan availability varies by county, plan year, network, and eligibility. Our advisors can review the options currently available in your area.

Are Medicare Advantage plans available in Michigan?

Medicare Advantage availability varies by county, plan year, network, and eligibility. Our advisors can review the plans currently available in your area.

Can auto workers in Michigan get individual insurance outside of union plans?

Yes. If employer or union coverage is unaffordable or doesn't meet minimum value standards, you may be eligible for ACA marketplace coverage with subsidies. We can help you compare both options.

Is disability insurance important in Michigan?

Michigan's manufacturing economy means many workers face physical job risks. Short-term and long-term disability insurance protects your income if you're injured or become ill and can't work.