North Carolina Insurance Coverage
North Carolina expanded Medicaid in December 2023, opening coverage to hundreds of thousands of previously uninsured adults. This makes our enrollment work in NC particularly important as many residents are now newly eligible. Our NC-licensed advisors help families understand all their options — from Medicaid to ACA plans to Medicare and life insurance.
Request an insurance quote or contact a licensed advisor.
Products available in North Carolina
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
North Carolina insurance information
HealthCare.gov
North Carolina Department of Insurance regulated. ACA plans available through HealthCare.gov. NC expanded Medicaid in 2023.
Licensed in North Carolina. License number available upon request.
Frequently asked questions
Did North Carolina expand Medicaid?
Yes! North Carolina expanded Medicaid in December 2023. Adults with income up to 138% of the Federal Poverty Level may now qualify for free or low-cost Medicaid coverage. Many previously uninsured NC residents are newly eligible.
What health insurance plans are available in North Carolina?
North Carolina uses HealthCare.gov. Available plans vary by county, plan year, network, and eligibility. Our advisors can review the options currently available in your zip code.
What Medicare Advantage plans are available in North Carolina?
Medicare Advantage availability varies by county, plan year, network, and eligibility. An advisor can review the plans currently available in your county.
How do I know if I qualify for Medicaid in NC now?
If your household income is up to 138% of the Federal Poverty Level and you're between 19–64, you likely qualify for NC Medicaid. Contact us for a free eligibility check — we'll help you apply at no cost.
Is life insurance important for younger families in NC?
Absolutely. North Carolina's fast-growing economy means more young families with mortgages and dependents who need income protection. Term life rates are very competitive for healthy young adults.