Tennessee Insurance Coverage
Tennessee has a dynamic and growing insurance market. Nashville's healthcare sector — home to dozens of major hospital systems and insurance companies — creates a knowledgeable consumer base. Our Tennessee-licensed advisors help residents throughout the state compare ACA plans, Medicare options, life insurance, and more.
Request an insurance quote or contact a licensed advisor.
Products available in Tennessee
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
Tennessee insurance information
HealthCare.gov
Tennessee Department of Commerce and Insurance regulated. ACA plans available through HealthCare.gov. Tennessee uses a Medicaid waiver program called TennCare.
Licensed in Tennessee. License number available upon request.
Frequently asked questions
Does Tennessee have Medicaid expansion?
Tennessee has not expanded traditional Medicaid under the ACA. Tennessee uses TennCare, a Medicaid waiver program, which has narrower eligibility than expansion states. Adults without children generally do not qualify.
What ACA health insurance is available in Tennessee?
Tennessee uses HealthCare.gov for ACA enrollment. Plan availability varies by county, plan year, network, and eligibility. Our advisors can review the options currently available in your county.
What Medicare plans are available in Tennessee?
Tennessee has good Medicare Advantage and Supplement options, especially in Nashville, Memphis, and Knoxville. Our advisors compare all plans available in your county.
Are health insurance premiums high in Tennessee?
Tennessee has had above-average benchmark premiums historically, which can actually mean higher subsidy amounts for eligible enrollees. Many TN residents qualify for reduced-cost or even $0-premium plans with Premium Tax Credits.
What types of life insurance are most popular in Tennessee?
Term life and final expense insurance are both popular in Tennessee. For younger families, term life provides affordable income protection. For seniors, final expense covers burial costs without requiring a medical exam.