Texas Insurance Coverage
Texas has one of the largest and most varied insurance markets in the country. Navigating plan options, networks, and enrollment requirements can be difficult. Chime Insurance Group's Texas-licensed advisors help families review the options available for their county and coverage needs, whether they're in a Houston suburb, a Dallas high-rise, or a small town in West Texas.
Request an insurance quote or contact a licensed advisor.
Products available in Texas
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
Texas insurance information
HealthCare.gov
Texas Department of Insurance regulated. ACA plans available through HealthCare.gov. Texas has not expanded Medicaid under the ACA.
Licensed in Texas. License number available upon request.
Frequently asked questions
Does Texas have a state health insurance marketplace?
Texas uses the federal marketplace at HealthCare.gov. Open Enrollment runs November 1 – January 15 each year, with Special Enrollment Periods available for qualifying life events.
Did Texas expand Medicaid?
No. Texas has not expanded Medicaid under the ACA. This means adults without dependents generally do not qualify for Medicaid in Texas unless they have a disability or meet other specific criteria.
What Medicare Advantage plans are available in Texas?
Medicare Advantage availability varies by county, plan year, network, and eligibility. Our advisors can review the plans currently available in your county.
Can I get ACA health insurance in Texas with a pre-existing condition?
Yes. ACA plans cannot deny you coverage or charge you more based on health status. All metal-tier plans (Bronze, Silver, Gold, Platinum) must cover essential health benefits.
Is final expense insurance popular in Texas?
Final expense insurance can help eligible applicants plan for end-of-life costs. Availability, pricing, and policy terms vary by age, health, state, and underwriting.