Virginia Insurance Coverage
Virginia expanded Medicaid in 2019 and transitioned to its own state-based marketplace (Virginia's Insurance Marketplace) in 2024. Our Virginia-licensed advisors are up to date on all state-specific changes and help families navigate ACA enrollment, Medicare options, life insurance, and more throughout the Commonwealth.
Request an insurance quote or contact a licensed advisor.
Products available in Virginia
- Life Insurance (Term, Whole, Universal)
- Health Insurance (ACA Marketplace)
- Medicare Advantage & Supplement Plans
- Final Expense Insurance
- Disability Insurance
Virginia insurance information
vai.virginia.gov
Virginia Bureau of Insurance regulated. ACA plans available through Virginia's Insurance Marketplace (vai.virginia.gov). Virginia expanded Medicaid in 2019.
Licensed in Virginia. License number available upon request.
Frequently asked questions
Did Virginia expand Medicaid?
Yes. Virginia expanded Medicaid in 2019. Adults with income up to 138% of the FPL may qualify for Virginia Medicaid (called Medicaid Expansion). Children may qualify at higher income levels through FAMIS (CHIP).
What ACA marketplace does Virginia use?
Virginia launched its own state-based marketplace (Virginia's Insurance Marketplace, vai.virginia.gov) in 2024. It offers the same plans and Premium Tax Credits as HealthCare.gov with a Virginia-specific experience.
What Medicare plans are available in Virginia?
Medicare Advantage and Supplement availability varies by county, plan year, network, and eligibility. Our advisors can review the plans currently available in your county.
Does military service affect insurance options in Virginia?
Active duty military and veterans have access to TRICARE and VA healthcare programs. However, many veterans and military families also benefit from supplemental life insurance and civilian health coverage. We can help you understand all your options.
Is Northern Virginia insurance more expensive than the rest of the state?
Plan pricing and availability can differ by rating area, county, plan, age, household, and eligibility. An advisor can help you compare current options in your zip code.